By Cash Pay

By Cash Pay

By Cash Pay

Major purchases are rarely sudden or unexpected. You can usually see them coming; sometimes years in advance.

Consumer durables like vehicles, furniture and appliances aren't purchased on a whim. We shop around, carefully scrutinising the brands and models. We do hours of research, ultimately matching a product to our needs. Then, we source out the best price. We haggle with sales people in order to score a ‘deal.’ Once we’ve settled on a car/couch/fridge, and we’ve scored a good deal, we pay for it...with a credit card?

Kiss that ‘deal’ goodbye. After finance charges, interest, and any penalties we may incur, we’ve paid far more than the product was ever worth.